Is this your first time going through the mortgage process?
As a first-time home buyer, you may not know what to expect of your first mortgage meeting, but that’s ok!
At Team Barber of Family First Funding, we are committed to helping you navigate through the entire mortgage process, from your first meeting with a member of our Toms River mortgage team to closing day.
Your first meeting with us is designed as a chance for us to get to know each other better and to find out a bit about your finances and the loan options you are considering. While there is no pressure on this meeting, we understand that everything about the mortgage process can seem intimidating, so we have provided a few tips to help you prepare for your first meeting with us.
If it will help ease your nerves, do some research on common mortgage questions and start making a list of the questions you have for us. Writing these questions down before your meeting will make sure that there is nothing you forgot to ask during our meeting.
Of course, you will most likely uncover more questions as we go through our discussion, but having your own list of questions ready beforehand is always a great idea.
We will also be asking a lot of questions during this meeting. This is our way of getting to know you better as well as assessing your current financial situation and your goals for the future. We will evaluate this information as a whole to make sure we find the perfect mortgage for your specific needs.
One of the most important aspects of preparing for your first meeting with a Toms River mortgage professional is gathering your relevant documentation. There are specific documents that are required to proceed with the mortgage process, so it is important to have as much of this information as possible readily available.
The sooner we receive all your documentation, the sooner we can get the pre-approval process going so you can start searching for the perfect home.
If you have any questions about what documentation you will need for your first meeting with a member of our team, or would like to know more about the mortgage process and get your first meeting scheduled, give us a call at (732) 299-4824 today!